Accidental Death & Dismemberment (AD&D) Benefit

The Accidental Death & Dismemberment benefit pays the amount shown if you suffer a Covered Loss resulting from a Covered Accident. If you sustain more than one covered loss as a result of the same covered accident, only the largest available benefit will be paid. If the loss results in death, benefits will only be paid under the loss of life benefit provision.

Schedule of Benefits:

Principal Sum - Member, Spouse, Child(ren)			$10,000
Loss of Life			100%
Loss of Both Hands			100%
Loss of Both Feet			100%
Loss of the Entire Sight of Both Eyes			100%
Loss of One Hand and One Foot			100%
Loss of Speech and Hearing			100%
Loss of One Hand and One Foot and Entire Sight of One Eye			100%
Loss of One Hand or One Foot			50%
Loss of Entire Sight of One Eye			50%
Loss of Speech or Hearing			50%
Loss of Hearing in One Ear			25%

Accident Death and Dismemberment Benefits are providing as shown in the Schedule of Benefits and pays the member or beneficiary up to the benefit amount listed for the member's death or dismemberment due to a covered accident.

Percentage related to the Principal Sum benefit as shown above for the Primary, Spouse and Child(ren)

*Review Certificate

*See Disclosures and Terms

Not available in all States

The information contained herein is offered as insurance industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that you may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. Actual insurance certificates must always be consulted for full coverage details and analysis.